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in Finance

How to Pay Cash for Christmas

Share & Help Me Grow

how to spend cash only for gifts

146 Days until Christmas

Are you ignoring the inevitable or preparing for holiday shopping? By preparing ahead… way ahead… you can save enough to pay cash for all of your Christmas shopping.

1. Stash away cash in a savings sock.

This is a method we personally use for savings towards special vacations and holidays. While you might laugh, our savings sock is an easy way to keep us motivated to save.

2. Consider some very basic ways to save money a little at a time.

Whether it is never spending a $5 bill or by setting up a Christmas savings account, you can put money aside in very small increments that will add up after several months.

3. Think of ways to increase your income.

Even if you do not have the time to invest in a second job, you probably have some skills you could use to bring in a little extra income. I like to sell designer gourmet apples and cinnamon rolls. Maybe you sew or can detail a car like no one else. Be creative.

4. Have a yard sale.

As the weather begins to cool off… if it ever begins to cool off… people will start venturing out looking for deals. Take advantage of their treasure-hunting enthusiasm by cashing in of the things you never use.

5. Sell items on consignment.

If you have more valuable items or if you do not want to spend the time having people nickle and dime you, consider placing your extra stuff in a consignment sale.

Or, just shop for FREE…

If you start early enough, you will not even need cash for Christmas shopping. You can just Christmas shop for free using social shopping groups.

How do you save up cash for Christmas?

Filed Under: Finance Tagged With: Budgeting, Christmas, Expenses, Gifts, Savings, Seasonal

About Tabitha

Hi! I'm Tabitha! But, I bet you expected someone named "Penny." Long story made short, Penny is the coupon binder I started in 2010 when we were totally broke... as in BANKRUPT. Now, as a mom of five, I make 6-figures a year working at home and share ways to help you move from penny to profit while you raise a family with sense on cents.

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Have you met Penny?

Hi! I'm Tabitha. Yes, I know that you expected someone named "Penny," but there is a bit of a story … [READ MORE]

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